November has been a good month for the most part for the S&P 5001. For the first part of the month, there were several factors backing the move upwards (which we believe started in the middle of October). However, since Nov 8th, those same factors appear to be deteriorating. Yet, …
Fall is “Open Enrollment Period” for many companies and an excellent time to revisit your employee benefits. Are you getting the most out of the options your employer is offering to you? Here are my top 5 tips on what to consider. Healthcare Tip: the H S A (Health Savings …
This month started with the S&P 5001 falling off a steep cliff, just over -4% in the first few days of October. It eventually got back to even and finally made new highs on the year (more on that later). But if previous highs this year are any indication, …
There are influential professionals, advisors, and mentors that assist us in many aspects of our lives. I’ve personally found it helpful to find people who have strong values and are committed to helping others. Knowing good questions to ask people you are considering whom to entrust and hire as an …
Depending on where the market closes on Monday, the S&P 5001 could end up flat on the month and the quarter. It hasn’t been without its ups and downs, at one point having a peak-to-trough draw-down of a little over 6% in August (FastTrack data). Smaller cycles like these can …
For many parents, a college education is an important part of a child’s journey into adulthood. Funding this part of the journey often presents a challenge, though – and potentially long-lasting financial consequences to both the parents and the child. As we enter back-to-school season, I offer these top 3 …
And just like that, the environment changed. The Federal Reserve lowered interest rates by 0.25% since our last market commentary. That was a change from their original plan of raising interest rates not once, but twice before year-end 2019. So now we have a falling rate environment instead of a …
In this age of acronyms, one of the best I’ve heard is QTL. Quality Time Left. A friend of mine who was recently celebrating the 29th anniversary of his 31st birthday (my backhanded way of saying he turned 60) introduced me to the concept of QTL. During this summer season, …
The Federal Reserve has a big announcement to make this week. Will they change course and begin cutting interest rates? By the time our newsletter is released, we’ll know one way or another. While most recent market news has been moderately positive (low unemployment, consumer confidence, pending home sales, etc.), …
I have seen some really convincing scam emails lately. I mean the type that get me wondering, “should I click on this button?” Don’t I know better? It makes me wonder how many people fall prey to these frauds. CNBC reported earlier this year that “The most popular type of …
