Savings, CDs, and Money Markets, Oh My!

Savings, CDs, and Money Markets, Oh My!

You’ve probably heard that it’s a good idea to “save money for a rainy day.”  But where?  There are loads of options out there!  Here are some considerations when stashing away your hard-earned cash.  Savings Accounts  Probably the easiest and most familiar place for...

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3 Things You Should Know About Social Security

3 Things You Should Know About Social Security

Regardless of your opinion of our Social Security program, you can’t deny that it is an important source of income for many people in the United States.  In fact, the Social Security Administration reports that in 2019, 69.1 million people received benefits from...

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Avoiding Retirement Regrets

Avoiding Retirement Regrets

I was recently asked what advice I would give to someone who found themselves unexpectedly unhappy with retirement.  What would you say to someone with retirement regrets?  It struck me as a very human question.    Certified Financial Transitionists are trained to...

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3 Considerations for Savings Accounts

3 Considerations for Savings Accounts

If you are saving for a rainy day (or a sunny one, for that matter), good for you!  You can boost your savings power by being aware of a few simple tips: #1 - Shop savings rates – especially now!  A few years ago, one savings account didn’t earn much more than...

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What Do Financial Advisor Designations Mean?

What Do Financial Advisor Designations Mean?

It may surprise you to learn that terms like “financial advisor,” “financial consultant,” and “wealth manager” are generic job titles.  They aren’t regulated terms and don’t actually mean very much as far as credentials or education or skill.  Anyone can call...

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3 Top Tax Tips You Can Do Now

3 Top Tax Tips You Can Do Now

No one has EVER told me they DON'T want to save money in taxes.  Tax savings strategies are always a good idea to consider in your financial planning.  Being tax aware is a big part of what good financial planning is all about! Another reason to consider a...

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Receiving an Inheritance

Receiving an Inheritance

I observed to a friend that this year, I have seen more money change hands via inheritance than I ever have before in my career.  Navigating the death of a loved one – whether it be a parent, a spouse, a cousin, a friend – can be tricky.  Not only does money...

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The 3 C’s to a Successful Retirement

The 3 C’s to a Successful Retirement

Many retirees I work with find an unexpected challenge post-paycheck: how to structure their new calendar. When you retire (or, as a friend of mine likes to say it, when you “shift into a work optional lifestyle”), your daily routine changes.  Depending on what...

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Scams to Look Out For – Don’t Be a Victim!!

Scams to Look Out For – Don’t Be a Victim!!

With the explosion of online commerce during and after the pandemic, online scams have also seen a meteoric rise in popularity, unfortunately.  Some of them are old-school which you may be familiar with, and smart enough to avoid.  But some of the newer...

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Inherited IRAs… the Rules Keep A-Changin’!

Inherited IRAs… the Rules Keep A-Changin’!

If you have been involved with estate planning in any way over the past two years, you are probably familiar with the overwhelming and complicated process of dealing with inherited accounts.  Even in the “simplest” of cases, it’s usually not that simple. ...

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Why You Shouldn’t Trust Online Retirement Calculators

Why You Shouldn’t Trust Online Retirement Calculators

A recent Google search for “retirement calculator” yielded over 471,000,000 results.  That’s a LOT of information to wade through!  Where do you begin??    This can be one of the most frustrating and confusing aspects of trying to come up with...

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The Secret to Successful Retirement Savings

The Secret to Successful Retirement Savings

So you’ve heard you should save for retirement.  You agree that’s a good idea.  Maybe you even start doing some things… but then get bogged down by the choices and options available out there.  It’s kind of overwhelming.  How do you decide? There’s...

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