Life insurance can be pretty confusing. As a financial planner, I often get asked about it. Probably the most common question I hear is: in my case, should I even have life insurance? It’s a good question. You are probably familiar with the prevalent ads showing...
According to a GOBankingRates survey, 41% of respondents said their #1 financial goal is to pay off debt this summer. That’s great! But can you prioritize debt while still enjoying your summer? The answer is, YES! Paying off debt doesn't mean you have to sacrifice...
Did you know that June is traditionally the most popular month for weddings? May also makes the list, so I wanted to celebrate this season of love and commitment by dusting off a blog post from a few years ago. It’s still highly relevant and I still get asked this...
Every week, people play the lottery hoping that a big win will solve all of their problems. But sudden money is trickier than that. It comes with both new opportunities and new problems. And a whole lot of new territory for you to navigate, often in public. Here are 5...
During tax season, taxpayers (meaning, most of us!) are often bombarded with documents and overwhelmed by a load of information. This creates an environment where scammers can easily step in and take advantage of even the most diligent. Tax season scams are becoming...
We see plenty of confusion and questions at this time of year regarding tax forms. And it’s no wonder! Not only do you get an influx of confounding forms in January and February; you also get increasingly gray interpretations of the new tax laws from Congress and...
I was recently asked to contribute to an article for GoBanking Rates on “Frugal Living Tips Millennials Should Focus On in 2024.” It was fun to think about this topic and I was honored to be quoted in the final version. You can read the full article here: “Frugal...
It’s that time of year… the IRS has announced the new rules for IRAs and Retirement plans for 2024. Staying on top of these changes each year is an excellent way to improve your financial health. Often the annual adjustments are rather small, making it relatively easy...
When life throws you a financial curve ball, it can be pretty tempting to dip into your retirement plan for help. After all, it’s money you have saved for yourself, right? Maybe. But there are a few really important things you need to know before you make the...
Did you know that the average American spends around $1000 on holiday gifts each year? Regardless of whether that number seems low or high to you, there’s no denying that holiday spending has the potential to “gift” you with a holiday hangover just as much as it can...
When you retire, life changes – sometimes in joyful ways, and sometimes in unexpected ways. You can take some of the sting out of the “unexpected” ways by making some smart adjustments during your first year of retirement. Here are the Top Five smart moves we have...
You may have heard that you make too much money to save into a Roth IRA. You may have heard that Roth IRAs are only appropriate for young people early in their careers. You may have heard that you should only invest in a Roth IRA if you think your tax bracket will...
