I often find that when people come to me for financial advice, they get more than they bargain for. A conversation about the stock market? Sure. Tips on how to save for a future goal? You bet. Observations about the opportunities available to you in your current situation? Absolutely. But …
November appears to be getting back to normal for the stock market now that we’re past the election tension. Volatility, measured by the VIX index, has been steadily falling back to the lows we saw in mid-August. And the S&P 5001 has slowly risen back to, and just beyond, the …
As this year comes to a close, here are my top 3 important financial tasks to consider. Review Retirement Plan Contributions: Whether you contribute to a 401(k), 403(b), IRA, or Roth, look at your year-to-date contributions. You can make 2020 contributions into IRAs and Roth IRAs until April 15, 2021 …
Did you know there’s a difference between “getting the max employer match” in your 401k and “maxing” your 401k contributions? I often hear this used interchangeably, but the differences are significant! How significant? Try this: the MAXIMUM employee contribution to a 401k plan for 2020 is $19,500 if you are …
So far October has turned out to be less than exciting in the markets. While it started off with a rebound from the mild pull-back we saw in September (as was seasonally expected), over the past week it has really slowed down and now we’re looking at a possible negative …
You know you’ve been doing something for a long time when a colleague describes you as an “industry veteran.” That’s the way Will Hepburn described me to his clients last week. And yes, it made me aware that I did start as an advisor in 1992 and have been an …
A.I., or artificial intelligence, can be found everywhere these days: from marketing (“you might like this…” based on what you bought last time) to traffic (in Austin, the price for some toll roads changes based on traffic flow). A.I. is a powerful technology that can be attractive in many industries. …
This month we are thrilled to announce that Hepburn Capital Management has merged with Shadowridge Asset Management. This independent RIA firm headquartered in Prescott, AZ, brings over 30 years’ experience to our team, and we’re delighted to have Will and Yvette join Shadowridge. Will Hepburn is an off-Wall Street leader …
It has been no surprise to see the stock market struggle in September. Historically, this month has the highest odds of a loss. And so far this month, the S&P 5001 has given back most of the gains it had made in 2020. And as of September 24th, 2020, the …
Can you recall a time when you felt really “in the zone”? Whatever you were doing, it felt like you were laser-focused, in the flow, making all the right moves, and knew exactly what to do and when. These “flow” moments don’t always last long, but when they are here, …
