“Should we combine our finances??” It doesn’t matter your age, gender, sex, or tax bracket. This is a big, important question any time you are considering a partnership. There are several ways to approach the question of combining finances. Here I’ll describe the two I see most often. It’s important …
Since the end of April, the S&P5001 has been in a tight range and as of this writing, it is sitting almost exactly where it was a month ago. However, there are several factors that are looking more positive than we’ve seen in a while – and it seems possible …
It’s easy to claim that we all have values. The question becomes, “What are your values?” The question can seem daunting, but determining what your core values are is an interesting question that I believe must be answered by anyone who seeks to have a more fulfilling life. Part of …
“You can’t take it with you” is a common phrase I hear when it comes to money. Another great one I heard this week from a client is, “we are all just conduits.” In other words, money flows through us while we are here, and continues to flow, even after …
Last month I mentioned how we noticed that the market has been peaking mid-month and then selling off into the end of the month. This happened in January, February, and March this year. While I didn’t intend that observation to also be a projection, it seems to have happened again …
Have you ever gotten to the end of the month, looked at your bank account balance, and asked yourself, “Where did all the money go?!” Or worse, had a spouse ask you this. (The last one is from my own experience on numerous occasions after 27+ years of marriage.) It …
3 Things You Can Do As a Responsible and Loving Adult Many parents ask me about what they can do to help their children achieve financial independence. They may have different ideas in mind: a college fund? A financial gift at some important milestone? A car, perhaps? All do-able, and …
I’m noticing a pattern in the market this year that has been challenging. The first half of the month has been generally positive, and then toward the end of the month, the market proceeds to sell-off. This is how January, February, and March have played out, and it’s made it …
We are in a period of the lowest interest rates ever. If you are borrowing money, these are some of the best of times. We have never been able to borrow money for homes, businesses, cars, etc. as low as we have been able to this past year. As a …
Ah, taxes, everyone’s favorite subject! To be fair, I have friends who actually enjoy diving into tax tables and itemizing deductions, which is wonderful! But that is not the majority of people I know. Our tax system is challenging. Yet, we all must learn to navigate it, to some extent. …
