On December 20, 2019, the SECURE Act (Setting Every Community Up for Retirement Enhancement) was signed into law, bringing with it significant changes to the retirement planning landscape. We believe some of the changes are positive, and some are not. If you have a qualified retirement account (and most of …
The new year means that one-fifth of this century is already history! For me (and I suspect some of you as well), it seems like just yesterday that we were ringing in the new century and waiting for the lights to go out because of Y2K. Now we are on …
And that’s a wrap on the second decade of the 2000s, and welcome to the “roaring 20s!” Year-end is a great time to review the good, the bad, and where you want to go into the future. We like to work on our balance sheets at this time of year, …
I recently was on a community call hosted by one of my mentors, Susan Bradley (founder of the Financial Transitionist Institute), and the topic was how families navigate change during the holidays. The holidays are a time of emotional connection – which can be the source of both appreciation …
November has been a good month for the most part for the S&P 5001. For the first part of the month, there were several factors backing the move upwards (which we believe started in the middle of October). However, since Nov 8th, those same factors appear to be deteriorating. Yet, …
Fall is “Open Enrollment Period” for many companies and an excellent time to revisit your employee benefits. Are you getting the most out of the options your employer is offering to you? Here are my top 5 tips on what to consider. Healthcare Tip: the H S A (Health Savings …
This month started with the S&P 5001 falling off a steep cliff, just over -4% in the first few days of October. It eventually got back to even and finally made new highs on the year (more on that later). But if previous highs this year are any indication, …
There are influential professionals, advisors, and mentors that assist us in many aspects of our lives. I’ve personally found it helpful to find people who have strong values and are committed to helping others. Knowing good questions to ask people you are considering whom to entrust and hire as an …
Depending on where the market closes on Monday, the S&P 5001 could end up flat on the month and the quarter. It hasn’t been without its ups and downs, at one point having a peak-to-trough draw-down of a little over 6% in August (FastTrack data). Smaller cycles like these can …
For many parents, a college education is an important part of a child’s journey into adulthood. Funding this part of the journey often presents a challenge, though – and potentially long-lasting financial consequences to both the parents and the child. As we enter back-to-school season, I offer these top 3 …
