Be Prepared

My son Matthew earned his Eagle Scout several years ago.  The Eagle Scout motto is “Be Prepared,” and the program’s focus is to help boys and girls be ready to face various challenges in life.  I was thinking of that training often this past week when Texas was faced with …

Financial Goal Setting

You have probably seen the “SMART” goal-setting acronym, which stands for: Specific, Measurable, Achievable, Relevant, and Time-Bound.  These principles apply well to our financial goals as well as other goals.  Here are some brief reminders to help keep you focused and SMART this year! Specific: When setting a saving or …