How Financial Planning is Like Building IKEA Furniture

How Financial Planning is Like Building IKEA Furniture

I recently tackled the project of building an IKEA dresser all by myself. Yes, I know. Possibly brave; possibly foolish, especially since I am not in any way mechanically inclined. (I do own a hammer and several screwdrivers, however, so I’m not completely helpless.) ...
Car Payment or Roth IRA Payment?

Car Payment or Roth IRA Payment?

I wanted to share a financial insight I had recently while helping a client. We observed that her car payment was over $500/month. That’s a significant amount, for any budget.   So I looked it up. According to 2024 Experian data, the average car payment for a new car...
Maximizing Social Security Income in an Inflationary World

Maximizing Social Security Income in an Inflationary World

Inflation has become a hot topic lately, with many of us experiencing sticker shock when purchasing everyday items or resuming normal activities. For retirees living on Social Security or a fixed pension, this challenge is particularly daunting. Let’s explore...
Navigating Life Insurance Questions

Navigating Life Insurance Questions

Life insurance can be pretty confusing. As a financial planner, I often get asked about it. Probably the most common question I hear is: in my case, should I even have life insurance?   It’s a good question. You are probably familiar with the prevalent ads showing...