Ever wish you had a friend who had successfully retired and could tell you what you need to do?You’re not alone. After helping clients to retire successfully over the years, I’ve observed there are some common, practical steps that help lead to a smooth transition. Whatever retirement may look like …
Last month, we talked about WHY you may want to consider carrying life insurance coverage. We used the acronym LIFE to clarify four different purposes that life insurance can potentially serve. Using those four reasons, we then discussed the amount of life insurance that may be aligned with your purpose. …
Ah, summer! The approach of warmer days and the end of the school season mean a change of schedule for most of us. Whether your summer activities include traveling afar or staying at home; watching movies or watching kids; spending more time outside – or more time inside, for those …
It’s a tough conversation. Mom and dad are getting older, and the kids are wondering what changes life may bring in a few years. Handling this conversation with care and grace is possible; the key is to be aware of a few important tips to keep the dialogue going. How …
It seems like a simple, and sensible, question. Also known as “How much should I have saved?” and “Am I ahead or behind?” – it is a question that planners everywhere strive to answer in some way. The real answer, of course, is that there is no single answer. In …
Tax Season is Upon Us! I have been fielding several questions about tax reporting recently, which is no surprise given the time of year. Since most of us only dust off the books and do this activity once a year, a few reminders might help. This is not meant …
Due to the new Tax Cut and Jobs Act, just about everyone will begin feeling a “raise” in their paycheck in the next month. In my experience, saving your raise could be one of the smartest things that you do financially. It may surprise you, but little bits do …
You’ve probably seen the headlines. I know I have. They have ranged from “Are Cryptocurrencies the Best Investment Opportunity of the Next Decade?” to “Bitcoin – Millennial’s Fake Gold.” Some writers have compared the Bitcoin frenzy to the “Pet Rock” fad of the 1970’s. Others have expounded upon its potential …
The end of the year can be a busy time. Sometimes things slip through the cracks. But I hate to see opportunities missed just because you didn’t realize there was a deadline, or that you had to take action. So! To help you finish up the year strong, here are …
I recently read that the average American changes jobs 10 to 15 times over the course of his or her career (BLS Study). That’s quite a few changes to navigate! I often hear misconceptions about what to do with an employer-sponsored retirement plan after you leave a job. Let’s myth-bust …
