Equifax Data Breach

Many consumers have been alarmed recently to learn that Equifax, one of the three major credit reporting agencies in the US, suffered a data breach between mid-May and July 2017.  Personally sensitive information of virtually anyone with a credit history was exposed, including names, Social Security numbers, birth dates, addresses …

3 Different Ways to Budget: What’s in Your Wallet?

Ah, budgeting.  For many people, the term “budget” is synonymous with “diet” – a term that is as important as it is uncomfortable.  But, just like dieting, the benefits that can be achieved by using this not-so-exciting tool should outweigh the initial discomfort.  Being mindful of where your money is …

What Happens When Someone Dies? Misconceptions Regarding Estate Planning

What happens when someone dies? This question has come up recently, and it’s an important one.  On the one hand, there are important options you may have if you become an inheritor or an executor for the estate of a loved one.  On the other hand, there are simple things …

Time to Fund Your IRA

The Deadline is Fast Approaching! Time to Fund Your IRA Your mind may be preoccupied with gathering last year’s financial information in order to file your tax return, but don’t let this window slip by you… the window of opportunity to impact your future retirement.  Each year, you have until …

“Love and Money”

With Valentine’s Day behind us, and the temptations of “Spring Fever” ahead, it’s an appropriate time to think about the topic of relationships and finance.  An interesting study conducted by TD Bank in 2015 reveals these money stats: Among respondents who said they talk about money at least once per …