Year-End Financial Checklist

Year-End Financial Checklist

This checklist should provide some actions that apply to your unique situation.  It will, hopefully, help you minimize your taxes or avoid penalties.  It may also help your estate planning and charitable giving.  In difficult years like 2022, there can be...
What’s a 403(b)?

What’s a 403(b)?

While many people are more familiar with the term 401(k), 403(b) accounts are very similar and have some unique features.  In fact, the main difference is the IRS code governing for-profit business retirement plans is in Section 401(k) while the Section 403(b)...
Summer Reflections

Summer Reflections

Without rehashing the difficulties and challenges that have arisen over the past two and a half years, it’s important to use positive actions to deal with today’s challenges.  It’s a matter of what can you do vs. what you should do.    One of the...
Smart Finances in Stupid Times

Smart Finances in Stupid Times

I’ll turn 58 in September.  December will mark 3 decades for me as a financial advisor.  So I’ve seen a few things.  I’ve had challenging business and life experiences, as well as having successes that far outweigh the occasional setbacks.  And...