The first thing to do while investing in the stock market (whether through mutual funds, ETFs or individual stocks), is to understand the current market environment. Then you must be able to adapt to those market conditions. I believe we are currently seeing a bear...
Recession or Just Relief?
In 2023 and 2024, there was much talk of an impending economic recession in the financial media. Most of it was just hot air, in my opinion. The most widely used indicator of future economic activity is still the US Treasury Bond market, but there are many ways to...
The Age of Autonomous Cars is Upon Us
A year or so ago when I was down in “The Valley,” as we highlanders call the Phoenix metro area, I saw several Waymo driverless taxis and said to myself, “I want to try that.” I was in Scottsdale recently and was surprised at the number of Waymo cars I saw. They were...
TikTok: What’s All the Fuss?
Tech guru Kim Kommando runs one of my favorite newsletters, chock full of the kind of tech tips we all can use. She recently wrote about how far TikTok reaches into the lives of those who use it, which is most young folks today. (Not me!) At the core of the issue is...
Fun Facts from 2024
Mutual Funds & ETFs The Refinitiv Lipper database gives the median turnover of a US mutual fund as 39%, implying a holding period of just 2.5 years. (source link) This suggests an average holding period of around 2.5 years. Clearly investors are waking up and...
How to Not Become a Tech Dinosaur
AI is all the rage these days, but some of us have an aversion to learning curves, and the older I get, the more that pertains to me. I had played around with AI a few times asking simple questions, but never really got my mind wrapped around it. So, I decided to do a...
Private Equity: The Next Big Crisis?
“Private equity” is the term for companies not publicly traded or “listed” (on stock exchanges). If you are like most investors, you don’t think much about private equity because it is not generally available to you as an investor. Many private equity businesses are...
What About the Election and My Money?
Some of the more frequent questions we get these days are about the election. What’s going to happen if one candidate wins, or worse, the other? What are we doing to protect your investments? Should we move to cash and just be careful? First, let me say that the...
Profiting from the AI Wave
I get a lot of questions these days along the lines of “is this an AI bubble?” or “is the AI Bubble Popping?” And those are good questions because bubbles do eventually burst, and you don’t want to be left holding the bag when they do. First, let me show you what a...
A Simple Approach to Buy Low, Sell High
The Great American Investment Creed of “buy low and sell high” sounds so simple, but it must be very hard to do on a consistent basis, or we would all be a lot richer. To buy a stock like Amazon early on and get rich is the American dream. But it is not very...
Stephen McBride on the Future of America
With the 4th of July coming up, I thought this would be a good time to pass along a great article from Stephen McBride of RiskHedge on the future of America. With all the media-generated worry and electioneering hype, it helps to keep our focus on what is real....
The Camel’s Nose
Artificial Intelligence, or AI as it is called, is all the rage these days. I agree with those who say it may be the biggest technological advancement of our lives, transformative in the way electrification was 125 years ago or the advent of computers in the mid-20th...


