Resources
MARKET COMMENTARY
Read monthly updates on economic events and market trends
Ryan Redfern
Chartered Market Technician® (CMT®)
Chartered Financial Consultant® (ChFC®)
INVESTMENT RESEARCH
Learn more about active management form the author of “Why Bad Things Happen to Good investments”
Will Hepburn
Vice President of Investment Research
BEHAVIORAL FINANCE
Discover how your values influence your financial behavior
Phil Lebkuecher
Behavioral Financial Advisor (BFA)
PERSONAL FINANCE
Take the fear out of finance by understanding how personal decisions affect long-term goals
Laura Redfern
CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional
Certified Financial Transitionist®
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Blog
July 2022 Market Commentary
July may end up being the best month of 2022 so far, if it can hold up the gains it made this week, post-Federal Reserve Rate hike. However, the major US indexes still have a ways to go just to get back to where they started at the beginning of this year. ...
Why This Bear Market May Not Be Over Yet
The stock market has improved a bit over the past couple of weeks, but this is not the time to get complacent and think this tough market is over and good times are back. The US government must break a vicious circle of inflating interest rates before we can...
Summer Reflections
Without rehashing the difficulties and challenges that have arisen over the past two and a half years, it’s important to use positive actions to deal with today’s challenges. It’s a matter of what can you do vs. what you should do. One of the...
Why You Shouldn’t Trust Online Retirement Calculators
A recent Google search for “retirement calculator” yielded over 471,000,000 results. That’s a LOT of information to wade through! Where do you begin?? This can be one of the most frustrating and confusing aspects of trying to come up with...
Smart Finances in Stupid Times
I’ll turn 58 in September. December will mark 3 decades for me as a financial advisor. So I’ve seen a few things. I’ve had challenging business and life experiences, as well as having successes that far outweigh the occasional setbacks. And...
Are Your Investments a Mess?
Most Shadowridge clients already know that they don’t have too much to worry about in this market, because we’ve got you covered in that regard. However, for the many non-clients who get this letter, like a neighbor who said their investments are a “mess” due to...
The Secret to Successful Retirement Savings
So you’ve heard you should save for retirement. You agree that’s a good idea. Maybe you even start doing some things… but then get bogged down by the choices and options available out there. It’s kind of overwhelming. How do you decide? There’s...
June 2022 Market Commentary
As we are near the finish of the first half of 2022, most major stock markets have continued the ugliness that began right at the first of the year. As of Wednesday, June 22nd, the year-to-date numbers on the S&P 500 are near -20% and the NASDAQ 100 is down...
“Sorry, I Only Talk to People Who Have a Credit Score Over 700.”
Try that line at your family reunion this summer! It’s a great thing that we are paying more attention to our finances, but perhaps we can approach this in a more positive way. While credit scores have been around for decades, there seems to be a lot of...
May 2022 Market Commentary
After an exceptionally ugly April 2022, with the S&P 500 (SPY) down -8.78% and the Nasdaq (QQQ) down -13.60%, market ugliness continued into May – just not as dramatically. So far in May (through the 25th) the SPY is down -3.55% and QQQ is down -7.02%. ...
Fire Drills
Do you remember participating in fire drills when you were a child at school? I certainly do. The bell would ring, the teacher would ask everyone to calmly stand up, and everyone would line up at the door. You would walk down the hallway with your class, perhaps...
The ESG Emperors Have No Clothes
Increased reporting on ESG investing has intrigued me since I noticed it a few years back. Articles have appeared with increasing frequency in virtually all industry rags about how “Advisers respond to consumer demand for ESG investments,” or “More investors demand...
