by Ryan Redfern | Sep 27, 2024 | Market Commentary
Volatility (often measured by the VIX index) has been relatively higher since mid-July, as expected for this part of the year. However, the stock market indexes haven’t been down as much as Seasonality would normally suggest this far into September. That’s not to say...
by Laura Redfern | Sep 27, 2024 | Personal Finance
I wanted to share a financial insight I had recently while helping a client. We observed that her car payment was over $500/month. That’s a significant amount, for any budget. So I looked it up. According to 2024 Experian data, the average car payment for a new car...
by William Hepburn | Sep 27, 2024 | Miscellaneous
Some of the more frequent questions we get these days are about the election. What’s going to happen if one candidate wins, or worse, the other? What are we doing to protect your investments? Should we move to cash and just be careful? First, let me say that the...
by Phil Lebkuecher | Sep 27, 2024 | Behavioral Finance
If you’re a candidate for political office, especially a presidential candidate, you don’t want to discuss the national debt and deficit. Part of the reason I believe that almost none of the politicians in Congress or the White House want to discuss the levels of the...
by Ryan Redfern | Aug 30, 2024 | Market Commentary
Things are getting interesting out there in the market. August started off with a drastic sell-off, led by the NASDAQ and Technology sectors. Other indexes like the S&P 500 and Russell 2000, and even bond indexes, eventually followed. Then, as if there was no...
by Laura Redfern | Aug 30, 2024 | Personal Finance
Inflation has become a hot topic lately, with many of us experiencing sticker shock when purchasing everyday items or resuming normal activities. For retirees living on Social Security or a fixed pension, this challenge is particularly daunting. Let’s explore...
by William Hepburn | Aug 30, 2024 | Miscellaneous
I get a lot of questions these days along the lines of “is this an AI bubble?” or “is the AI Bubble Popping?” And those are good questions because bubbles do eventually burst, and you don’t want to be left holding the bag when they do. First, let me show you what a...
by Phil Lebkuecher | Aug 30, 2024 | Behavioral Finance
As we approach September, all eyes are on the Federal Reserve’s anticipated interest rate cut. This pivotal moment presents both opportunities and challenges for investors. As your behavioral financial advisor, I’d like to share three key moves to consider...
by Ryan Redfern | Jul 26, 2024 | Market Commentary
The second half of 2024 started off well enough for most global stock markets. That is, until we hit mid-month, and what had been the clear leaders so far this year became the weakest parts of the market. Technology and Communication sectors had been exceptionally...
by Laura Redfern | Jul 26, 2024 | Personal Finance
Life insurance can be pretty confusing. As a financial planner, I often get asked about it. Probably the most common question I hear is: in my case, should I even have life insurance? It’s a good question. You are probably familiar with the prevalent ads showing...
