February 2019 Market Commentary

February 2019 Market Commentary

Wow, this year isn’t going as many investors and investment managers predicted.  But that might be a good thing.  I’m often in touch with several other money managers during the month to compare notes about what the market is doing and how others are...
January 2019 Market Commentary

January 2019 Market Commentary

After an unexpectedly and uncharacteristically ugly December, January 2019 so far has been a nice break from the down-trend.  The government shutdown, while a big source of debate politically, was a non-issue relating to movement in the stock market.  It...
Recent Market Volatility

Recent Market Volatility

Yesterday’s market declines (the S&P 500 down 3.29%, according to FastTrack data) were entirely within the range of a normal adjustment. Despite the claims of talking heads, this doesn’t appear to be a “crash,” nor is it a reason to panic. It has been our outlook...
Protecting Your L.I.F.E.

Protecting Your L.I.F.E.

I’m often asked about life insurance.  Should I have life insurance?  If so, how much?  What kind is best?  These are all great questions.  As a financial planner, I’ve seen life insurance make or break a family in transition after a...
Keep an Eye on the Puzzle

Keep an Eye on the Puzzle

Ah, jigsaw puzzles.  I had a love-hate relationship with them as a kid…I just loved being done, but I hated getting stuck and frustrated while working through the puzzle itself – sound familiar? Financial planning can be a lot like working on a jigsaw puzzle. We...
New Year, New Rules?

New Year, New Rules?

I have to say we’ve had it pretty easy for the past couple of years.  We’ve been long overdue for a correction and it looks like we are getting one.  Our more conservative strategies have been positioned for this move.  Some of our more aggressive...