by Ryan Redfern | Jan 30, 2026 | Market Commentary
Heading into the new year, and the 2nd year of the 4-year presidential cycle, I would have expected to see a little more volatility, especially towards the end of the month. But so far, it’s been relatively calm. The S&P 500 had a mid-month pullback of about -2.5%...
by Ryan Redfern | Dec 26, 2025 | Market Commentary
As we close out 2025, it’s hard not to notice how different the end of the year looks compared to how it began. The first few months were volatile by any standard. At one point, the S&P 500 experienced a nearly -20% drawdown, while both the Small Cap Index and...
by Ryan Redfern | Nov 28, 2025 | Market Commentary
Ok, NOW we get the pullback that was expected in the September/October period. It already looks like the wave of fear has passed and we got a common 5%-ish pullback (I’m showing -5.07% on the SPY ETF). Textbook typical, nothing out of the ordinary. We still are in...
by Ryan Redfern | Oct 31, 2025 | Market Commentary
While October hasn’t been as “scary” as it could have been, the S&P 500 did manage a very quick -2.98% drawdown in two days (Oct 9th & 10th). But this pullback gave us an opportunity to add stock market exposure in a couple of models where we were looking to...
by Ryan Redfern | Sep 26, 2025 | Market Commentary
Contrary to market norms and general expectations, September has been surprisingly quiet, with no signs of market volatility. As of this writing (9/24/25), we’re halfway through what is typically the worst week of the entire year, but we’re only seeing very mild...
by Ryan Redfern | Aug 29, 2025 | Market Commentary
We were expecting volatility to pick up in August, but that hasn’t really happened. After a quick drop at the end of July, most broad indexes marched higher – at least until the middle of the month. After that, I think the market took a vacation and largely went...
