Many consumers have been alarmed recently to learn that Equifax, one of the three major credit reporting agencies in the US, suffered a data breach between mid-May and July 2017. Personally sensitive information of virtually anyone with a credit history was exposed, including names, Social Security numbers, birth dates, addresses …
Ah, budgeting. For many people, the term “budget” is synonymous with “diet” – a term that is as important as it is uncomfortable. But, just like dieting, the benefits that can be achieved by using this not-so-exciting tool should outweigh the initial discomfort. Being mindful of where your money is …
During this season of summer blockbuster movies, do you ever wish that you could fly into a daunting situation, save the day, solve the problem, be lauded as a hero, and fly off again with the crowd cheering? How about doing this for yourself and your family on your very …
Are you traveling this summer? Anticipating a vacation can be lots of fun… whether you stay close to home or venture far away, thinking about where you will go and what you will do should fill you with expectation and delight. After all, this is your time. The same could …
The regulatory environment in the financial services industry continues to change, and it’s been interesting to watch lately! If you didn’t know, the Department of Labor (DOL) new Fiduciary Ruling is set to take effect this week, on June 9th. Originally created under the Obama administration, the rule has been …
There were so many useful ideas presented at the Inside Retirement Conference in Dallas this year. I’ll be working some of these thoughts into future articles; but for today, I wanted to highlight the “top 3 tips” for successful retirement which I gained from the Conference. I feel that these …
What happens when someone dies? This question has come up recently, and it’s an important one. On the one hand, there are important options you may have if you become an inheritor or an executor for the estate of a loved one. On the other hand, there are simple things …
The Deadline is Fast Approaching! Time to Fund Your IRA Your mind may be preoccupied with gathering last year’s financial information in order to file your tax return, but don’t let this window slip by you… the window of opportunity to impact your future retirement. Each year, you have until …
With Valentine’s Day behind us, and the temptations of “Spring Fever” ahead, it’s an appropriate time to think about the topic of relationships and finance. An interesting study conducted by TD Bank in 2015 reveals these money stats: Among respondents who said they talk about money at least once per …
New Year “Reality Check” – What’s on your balance sheet? You’re one month into 2017 now. Way to go! How are you doing? Do you know? There’s an old saying that “you get what you measure.” Dan Ariely, in an article from the The Harvard Business Review, is even more …
