The most frequent question I get from clients is what will happen to my investments if ____ happens? (Insert your fear of choice) I remember getting into the finance business back in the 1980s when the Iran/Contra scandal caused a constitutional crisis resulting...
“In times of change, learners inherit the earth, while the learned find themselves beautifully equipped to deal with a world that no longer exists.”- Eric Hoffer I love this quote as it accurately describes the current investing environment. Index investing is the...
In a November 10, 2021 article for Financial Advisor magazine, Tracey Longo reported that the Securities Exchange Commission (SEC) slammed almost all “Robo-Advisors” with deficiency letters. Robo-Advisors are low-cost digital investment advisors offering...
The most frequent concern that I hear from clients, regardless of what is happening in the economy, politics, or the market, is, “I worry that the bottom is going to drop out of the market, what can we do about it?” In this situation, there are three main strategies...
Developments surrounding China's second-largest property developer, Evergrande, are beginning to remind me of the cracks in the US mortgage markets in 2008. Evergrande is on the verge of bankruptcy, and whether the Chinese government will bail the company out is...
We’ve done it before, several times. Inflation, even if it is mild, destroys the purchasing power of your dollars. So, the bigger question beyond “could we see double-digit inflation?” is “how to protect your family and your savings from its ravages?” This...
Inflation is that phenomenon where dollars buy less and less as time goes on. I’m sure you can see that the prices of food, gasoline and housing are rising fast. Unless you can do without those 3 items, your cost of living is going up, and the purchasing...
Long-Term Investing Made Simple The one thing that an investor can count on is that things are going to change. All things, investments and investment styles, cycle up and down. We just don’t know exactly when cycles will change, but they will. Even buy and hold...
1. We are only powerless over the financial markets and the economy if we ignore them. 2. Believe it: People who are financially successful share certain traits. 3. Make a decision to be disciplined in your financial matters. 4. Do a personal financial inventory. 5....
Summary: The risk of selling and moving out of the stock market often focuses on missing good days and hurting overall returns. However, investors have an equal chance of missing a bad day and increasing returns. Since the best days often follow the worst days, back...
Benefits of Active Management Active management keeps the math of losing from eating at your portfolio The reason the math of losing is so powerful is that if you begin with $1.00 and lose 50 percent (50 cents) you only have 50 cents left. To earn 50 cents on 50 cents...
The idea that institutional investors are the biggest players in the market is nothing new, but a quote from the Wall Street Journal, recounted by Robert Folsom of Elliott Wave International really caught my eye. “Institutional investing is now largely the business of...
