One of the more common phrases I hear in financial conversations is something along the lines of: “I’m just waiting for the right time.” On the surface, this sounds prudent. Thoughtful. Even disciplined. In practice, however, the concept of a “right time” is often...
As we move into a season that naturally invites reflection, it’s worth asking a simple but powerful question: How often do we pause to appreciate what our money has already made possible? The roof over our heads. The vacations we’ve taken. The comfort of knowing we...
October marks a season of change — crisp mornings, shorter days, and the quiet reminder that a new year isn’t far away. It’s also a natural time to pause, reflect, and prepare for what lies ahead. Just like nature, financial planning invites us to prepare today for...
I believe that one of the responsibilities we have in life is to be prepared for when we pass and how our estates are distributed. I was reminded how crucial this exercise is on July 4th when our friends, a couple, were both killed in the Kerrville flood. There’s a...
When it comes to supporting aging parents, one of the most impactful things we can do is foster open communication and collaboration around finances. These conversations aren’t always easy—but they are essential. Whether you’re already navigating this journey or just...
As we age, planning for a secure financial future becomes more important than ever—for ourselves and our loved ones. With so many financial tools and products available, it can feel overwhelming to know where to start. In this post, we’ll explore a range of...
As part of my ongoing series on Financial Planning for Aging Parents, I want to dive into a critical yet sometimes overlooked topic: the importance of legal documentation. Legal documentation is more than just paperwork — it’s a proactive step that protects your...
As part of my ongoing series on Financial Planning for Aging Parents, today I want to explore the critical steps in understanding your parents’ changing financial landscape and helping them adapt as they age. Together, you can prepare for a season of change. ...
Today, we’re diving into a topic that touches so many lives: Financial Planning for Aging Parents. I call it a Labor of Love because supporting our parents as they age is not just a financial responsibility—it’s a heartfelt commitment to their well-being. Let’s...
Aging is an inevitable part of life, and with it comes the necessity for financial planning. As individuals grow older, their financial needs and concerns shift. This is especially true for retirement and beyond. This is when healthcare usually costs the most. It...
There are certain activities, songs, food/drink, and traditions that help me get into the Christmas spirit. A lot of it is kind of frivolous, like watching the movie Scrooged with Bill Murray or the original How the Grinch Stole Christmas! by Dr. Seuss. My wife loves...
I’m pretty sure “normal” people don’t sit around contemplating such things as “financial math” very much, but I believe it’s important! Understanding the differences between thinking about savings in terms of dollars vs a percentage of salary can have a significant...
