I believe that one of the responsibilities we have in life is to be prepared for when we pass and how our estates are distributed. I was reminded how crucial this exercise is on July 4th when our friends, a couple, were both killed in the Kerrville flood. There’s a...
When it comes to supporting aging parents, one of the most impactful things we can do is foster open communication and collaboration around finances. These conversations aren’t always easy—but they are essential. Whether you’re already navigating this journey or just...
As we age, planning for a secure financial future becomes more important than ever—for ourselves and our loved ones. With so many financial tools and products available, it can feel overwhelming to know where to start. In this post, we’ll explore a range of...
As part of my ongoing series on Financial Planning for Aging Parents, I want to dive into a critical yet sometimes overlooked topic: the importance of legal documentation. Legal documentation is more than just paperwork — it’s a proactive step that protects your...
As part of my ongoing series on Financial Planning for Aging Parents, today I want to explore the critical steps in understanding your parents’ changing financial landscape and helping them adapt as they age. Together, you can prepare for a season of change. ...
Today, we’re diving into a topic that touches so many lives: Financial Planning for Aging Parents. I call it a Labor of Love because supporting our parents as they age is not just a financial responsibility—it’s a heartfelt commitment to their well-being. Let’s...
Aging is an inevitable part of life, and with it comes the necessity for financial planning. As individuals grow older, their financial needs and concerns shift. This is especially true for retirement and beyond. This is when healthcare usually costs the most. It...
There are certain activities, songs, food/drink, and traditions that help me get into the Christmas spirit. A lot of it is kind of frivolous, like watching the movie Scrooged with Bill Murray or the original How the Grinch Stole Christmas! by Dr. Seuss. My wife loves...
I’m pretty sure “normal” people don’t sit around contemplating such things as “financial math” very much, but I believe it’s important! Understanding the differences between thinking about savings in terms of dollars vs a percentage of salary can have a significant...
You may have encountered this before: we think we’re prepared for an event and then realize that we are not fully ready to deal with all of it. I’m finding this personally true in the passing of my mother-in-law. I hope to pass along some helpful experience and...
If you’re a candidate for political office, especially a presidential candidate, you don’t want to discuss the national debt and deficit. Part of the reason I believe that almost none of the politicians in Congress or the White House want to discuss the levels of the...
As we approach September, all eyes are on the Federal Reserve's anticipated interest rate cut. This pivotal moment presents both opportunities and challenges for investors. As your behavioral financial advisor, I'd like to share three key moves to consider before this...
