Shadowridge Asset Management

Managing Trust Accounts

Financial Strategy Fact Sheet

Goal: Navigate Options for Trust Account Investments


The ProblemSenior Couple Talking With A Consultant

Trustees managing Trust investment accounts face the following:


• Limited time, expertise, or interest to spend on time-consuming management of Trust finances

• Obtaining tax-deferred growth and estate tax-free growth within a Trust

• Sorting through life insurance alternatives when estate owner is uninsurable

• Deciding whether annuity options are appropriate

• Avoiding “Gift tax” in wealth transfer

• No formal, comprehensive financial or investment plan


The Solution

Work with an Investment Advisor to develop and implement a customized
investment management plan to best meet the needs of the Trust.


• Design and implement investment strategies

• As Trustee, define the risk tolerances and objectives of the Trust

• Tailor an investment strategy and asset allocation mix to meet the Trust investment objectives

• Consult Trustee as to the various investment options within a Trust including vehicles for tax-deferred growth

• Monitor performance of Trust assets and maintain asset designed strategy

• Compare performance relative to the Trust investment goals

• Adjust portfolios to maintain proper diversification, as needed

• Consider gifting to help minimize estate value for estate tax calculations

• Coordinate with other professionals, as needed, to assist in Trust management


 People Who Can Benefit Most

Prudent Trustees will benefit most if they:


• Would like to improve the effectiveness of their fiduciary role, as Trustee, by simplifying and systematizing the Trust investment management process

• Wish to align the investment strategies with the Trust financial goals

• Have over $50,000 in Trust cash and/or investable securities


Next Steps

Contact us for a free consultation to see how we can help!