Life-Changing Money

If you have or believe you are going to receive an amount of money that you define as “life-changing,” I’d like to share some thoughts with you.  These are hopefully thoughts that will give you comfort as well as caution when dealing with a new financial position. Receiving “life-changing money” …

The Rabbit Hole

Have you ever gotten to the end of the month, looked at your bank account balance, and asked yourself, “Where did all the money go?!”  Or worse, had a spouse ask you this.  (The last one is from my own experience on numerous occasions after 27+ years of marriage.) It …

Be Prepared

My son Matthew earned his Eagle Scout several years ago.  The Eagle Scout motto is “Be Prepared,” and the program’s focus is to help boys and girls be ready to face various challenges in life.  I was thinking of that training often this past week when Texas was faced with …

Financial Goal Setting

You have probably seen the “SMART” goal-setting acronym, which stands for: Specific, Measurable, Achievable, Relevant, and Time-Bound.  These principles apply well to our financial goals as well as other goals.  Here are some brief reminders to help keep you focused and SMART this year! Specific: When setting a saving or …