3 Key Elements for Post-Pandemic Confidence

I recently read a survey about investor satisfaction levels with their financial advisors.  The interesting twist was how sentiment has changed, pre- and post- (well, current, anyway) the COVID pandemic. The article’s slant was that investors are less satisfied with their advisors now (“post” pandemic) than they were in January, even …

Circuit Breakers

Many of you are probably familiar with the concept of a circuit breaker.  It’s a safety device that shuts off the flow of electricity when the system senses something could be going wrong.  The effect is to save the electrical system from damage which can be potentially caused by overload …

Portfolio Pay Cut

Many people are curious about how they get money from their retirement accounts once they have stopped working.  This month, I wanted to help illustrate how distributions work, and the effects that unplanned distributions can have on a retirement portfolio. Let’s say you saved a nest egg of $250,000 in …

Special Bulletin: Newly Passed SECURE Act May Impact You

On December 20, 2019, the SECURE Act (Setting Every Community Up for Retirement Enhancement) was signed into law, bringing with it significant changes to the retirement planning landscape.  We believe some of the changes are positive, and some are not.  If you have a qualified retirement account (and most of …

College Funding

For many parents, a college education is an important part of a child’s journey into adulthood.  Funding this part of the journey often presents a challenge, though – and potentially long-lasting financial consequences to both the parents and the child.  As we enter back-to-school season, I offer these top 3 …

Scam Artists

I have seen some really convincing scam emails lately.  I mean the type that get me wondering, “should I click on this button?”  Don’t I know better?  It makes me wonder how many people fall prey to these frauds.  CNBC reported earlier this year that “The most popular type of …